Residential and Commercial Title Policies Allied Title Services offers Owner’s and Loan policies for commercial and residential properties which includes a complete title search, commitment for title insurance prior to closing for review and assistance in clearing any title defects. What is title insurance? Title insurance protects the insured, the property owner, from a loss that may occur from matters of faults from the past. A title insurance policy will protect the owner from risks or undiscovered interests, such as forged deeds or releases, deeds by minors invalid documents, fraud, etc. Title insurance provides protection from financial loss due to demands that may be charged against the owner’s title, up to the face amount of the title policy. It also covers payment of legal costs if the title insurer has to defend an owner’s title against a covered claim. Payment of successful claims against an owner’s title is covered by the policy, up to the face amount of the policy.

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